Top 10 Investing Apps for Beginners (Ranked and Reviewed)

Top 10 Investing Apps for Beginners (Ranked and Reviewed)

Disclaimer

This article is for educational purposes only and does not constitute financial advice. Always conduct your own research or consult a certified financial advisor before making investment decisions.

Last updated: November 2025

Introduction: Investing Has Never Been Easie

If you are new to investing, the number of options can be overwhelming. A decade ago, you needed a broker, a large deposit, and a lot of paperwork just to buy your first stock. Today, you can start investing with your smartphone and as little as ten dollars.

The challenge now is not how to start, but where. With hundreds of apps claiming to be the “best,” beginners often feel lost before they even begin. That is exactly why I wrote this guide. I have tested, compared, and reviewed dozens of platforms to find the ones that actually help new investors build confidence and grow safely.

In this list, you will find my honest ranking of the top 10 investing apps for beginners, based on ease of use, minimum deposit, features, and overall value.

1. eToro: Best Overall for Beginners

eToro stands out because it makes investing simple, social, and educational. What truly sets it apart is its CopyTraderfeature, which allows you to automatically copy the portfolios of successful investors. This is perfect if you are still learning the ropes.

Why it’s great:

·  Very user-friendly interface

·  Low minimum deposit (around $50–$100)

·  Real-time social feed to learn from other traders

·  Supports stocks, ETFs, crypto, and more

eToro is also heavily regulated in multiple countries, including by the FCA and CySEC, giving it a strong reputation for safety.

If you are just getting started and want a guided experience, eToro is the best place to begin.

2. Robinhood: Best for Zero Commissions

Robinhood was one of the first apps to eliminate trading fees completely, and that alone made it a favorite among beginners. The design is clean, the process is instant, and the app gives you fractional shares, so you can invest in companies like Apple or Tesla with just a few dollars.

Why it’s great:

·  No commissions on trades

·  Fractional shares available

·  Simple, modern app interface

However, Robinhood is more suited for those who want to learn by doing rather than by guidance, it lacks strong educational tools.

3. Webull: Best for Data Lovers

If you like charts, analysis, and statistics, Webull is for you. It’s a step up from Robinhood but still beginner-friendly. You can access detailed graphs, trading tools, and paper trading features to practice with virtual money before risking your own.

Why it’s great:

·  Free stock when you sign up

·  Paper trading mode

·  Advanced analytics for growth

Webull bridges the gap between beginner and intermediate investing.

4. SoFi Invest: Best for Long-Term Investors

SoFi Invest focuses on helping users achieve long-term financial goals. It combines investing with personal finance tools, including budgeting and automated deposits.

Why it’s great:

·  Automated investing and retirement accounts

·  No commission fees

·  Educational articles and webinars

SoFi is ideal if your goal is not daily trading but gradual wealth building.

5. Interactive Brokers: Best for Global Access

Interactive Brokers is a professional-grade platform that also offers an excellent beginner version called IBKR Lite. It provides access to global markets and low fees for stocks, ETFs, and mutual funds.

Why it’s great:

·  Access to 150+ markets worldwide

·  Extremely low fees

·  Excellent research tools and resources

While it looks complex at first, IBKR Lite makes it easier for new investors to grow into serious ones.

6. Public.com: Best for Transparency and Community

Public combines social media with investing. You can see what other people are investing in and discuss strategies in a friendly, open community.

Why it’s great:

·  Social investing network

·  Fractional investing

·  Zero-commission trades

Public promotes transparency and community-based learning, a powerful combination for beginners who need motivation and advice.

7. Acorns: Best for Automatic Investing

Acorns is perfect if you struggle with saving or remembering to invest. It automatically rounds up your everyday purchases and invests the spare change into diversified ETFs.

Why it’s great:

·  Set-and-forget investing model

·  Perfect for absolute beginners

·  Low monthly fee

This app helps you invest without even realizing it, making it great for people starting from zero.

8. Stash: Best for Education and Personalization

Stash combines micro-investing with personal finance lessons. It’s designed to teach as you invest, with articles, quizzes, and personalized portfolios based on your risk tolerance.

Why it’s great:

·  Beginner-friendly interface

·  Educational content built-in

·  Custom portfolio suggestions

Stash is one of the few platforms that truly focuses on teaching beginners why they are investing, not just how.

9. Fidelity: Best for Long-Term Trust and Support

Fidelity is one of the oldest and most trusted names in finance. Its mobile app has become incredibly beginner-friendly, and it offers access to thousands of mutual funds and ETFs with no commissions.

Why it’s great:

·  Excellent customer support

·  No account fees

·  Access to retirement accounts

Fidelity is a great option if you want a platform that you can grow with over the years.

10. Betterment: Best for Hands-Free Investing

Betterment is one of the top robo-advisors for beginners who want to invest without managing every detail. You simply answer a few questions about your goals, and Betterment builds and manages a portfolio for you.

Why it’s great:

·  Automated portfolio management

·  Low annual fee

·  Goal-based investing approach

Betterment is ideal if you want your money to grow in the background while you focus on learning.

My Personal Experience: What I Learned After Trying Multiple Apps

When I started investing, I downloaded several of these apps to see which felt most natural. At first, I tried Robinhood because it was simple, but I made the mistake of trading too often. I realized that simplicity can lead to impulsive decisions.

Then I moved to eToro, where I discovered CopyTrading. Watching how experienced investors managed risk taught me more than any tutorial could. That single shift helped me transition from a nervous beginner to a confident investor.

If I could go back, I would start with an app that balances education, automation, and community, something like eToro or SoFi.

Trust and Credibility: What the Experts Say

·  Investopedia names eToro and SoFi among the best apps for beginners due to their educational tools and safety standards.

·  Forbes Advisor ranks Betterment and Fidelity highly for their reliability and low fees.

·  NerdWallet highlights Acorns as one of the best apps for automatic saving and consistent growth.

By combining expert reviews with real user experiences, this list offers a trustworthy starting point for anyone ready to take the first step.

How to Choose the Right App for You

There is no single “best” investing app, there is only the best one for you. Ask yourself:

1.    Do I want to trade daily or invest for the long term?

2.    Am I comfortable managing my own portfolio, or do I prefer automation?

3.    Do I need educational support or just a simple platform?

Once you know your goals, the decision becomes much easier.

Recommended Next Step

If you are still unsure which app to start with, read my detailed comparison [The Best Broker for Beginner Investors: AnHonest Review], where I break down which platform fits different investor types.

Remember, the key is not to find the “perfect” app, but to start. Every successful investor began with a single tap on their phone and a small first deposit.

Your future portfolio starts today.

Written by Mohammed, a personal investor and writer behind Investing Newbie. With more than five years of experience learning through real mistakes and market lessons, I share honest, experience-based guidance to help beginners invest confidently and calmly.